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Variable Annuity
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Nirmala
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Allianz Life Insurance Company of North America
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Death Benefits
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Basic Death Benefit
Edit Death Benefit
Death Benefit
Benefit Name
Internal Benefit Name
Inception Date
Closed Date
Rider Select Rule
Default
Mandatory
Optional
Based On Life
Annuitant
Owner
Owner (or Annuitant if owner is a natural entity)
Owner (or Annuitant if owner is a non-natural person)
Owner and Annuitant
Min Age
Max Age
Waiting Period
Waiting Term
Select
Age
Contract year
Days
Months
Years
Version Begin Date
Maximum Benefit Base
Maximum Benefit Base %
With Reduce Benefit Base
Select
Dollar for Dollar
Proportionally
DTCC Rider ID
Notes
Version Note
Benefit Description
Benefit is available in conjunction of Retirement Protection Account and during accumulation phase. Upon death of owner, benefit will be greater of - 1) retirement protection account value; or 2) quarterly anniversary value. Quarterly anniversary value at issue is equal to initial purchase payment allocated to retirement protection account and any portfolio choice account value (or heritage account value, as applicable) transferred into the retirement protection account adjusted for withdrawals. On each quarterly anniversary before the end date, Issuer compare the quarterly anniversary value to the retirement protection account value using the values determined at the end of the prior business day and increase the quarterly anniversary value to equal this retirement protection account value if it is greater. On and after the end date, Issuer no longer makes this comparison. The end date occurs on the earliest of - 1) owner's 91st birthday; or 2) end of business day during which first receive a valid claim from any one beneficiary. Owner must select an Asset Allocation Program.
Other Info
Cancellation
May not be cancelled.
Termination
May not be terminated.
Available When Added
No longer available for new purchases.
Effect Change Ownership
Contact Issuer for details.
Exclude Premium Bonus
Terminated
Single Life
Joint Life
Spousal Continuation Option
Spousal Continuation Option
Exception
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