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Variable Annuity
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Pacific Life Insurance Company
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Death Benefits
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Interest Enhanced Death Benefit
Edit Death Benefit
Death Benefit
Benefit Name
Internal Benefit Name
Inception Date
Closed Date
Rider Select Rule
Default
Mandatory
Optional
Based On Life
Annuitant
Owner
Owner (or Annuitant if owner is a natural entity)
Owner (or Annuitant if owner is a non-natural person)
Owner and Annuitant
Min Age
Max Age
Waiting Period
Waiting Term
Select
Age
Contract year
Days
Months
Years
Version Begin Date
Maximum Benefit Base
Maximum Benefit Base %
With Reduce Benefit Base
Select
Dollar for Dollar
Proportionally
DTCC Rider ID
Notes
Version Note
Benefit Description
The Interest Enhanced Death Benefit is an optional benefit that increases the death benefit annually by the interest credited to the contract, plus an additional 2%, for up to 20 years, until the contract anniversary following the owner's 85th birthday, or until the roll-up reaches 250% of total purchase payments, adjusted for withdrawals—whichever occurs first. Upon the owner's death, the beneficiary will receive the greater of the enhanced benefit or the standard death benefit. Availability and terms may vary by state and firm.
Other Info
Cancellation
Termination
Benefit will automatically terminate upon earliest of - 1)The death benefit becomes payable to your beneficiaries, 2) termination of contract, 3) surrender, 4) You convert your contract to annuity income payments.
Available When Added
Available at contract issue.
Effect Change Ownership
Exclude Premium Bonus
Terminated
Single Life
Joint Life
Spousal Continuation Option
Spousal Continuation Option
Exception
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