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Variable Annuity
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Pacific Life Insurance Company
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Interest Enhanced Death Benefit
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Death Benefit
Benefit Name
Internal Benefit Name
Inception Date
Closed Date
Rider Select Rule
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Mandatory
Optional
Based On Life
Annuitant
Owner
Owner (or Annuitant if owner is a natural entity)
Owner (or Annuitant if owner is a non-natural person)
Owner and Annuitant
Min Age
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Waiting Period
Waiting Term
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Age
Contract year
Days
Months
Years
Version Begin Date
Maximum Benefit Base
Maximum Benefit Base %
With Reduce Benefit Base
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Dollar for Dollar
Proportionally
DTCC Rider ID
Notes
Version Note
Benefit Description
Available during accumulation phase. Upon death of owner or annuitant, benefit will be greater of - 1)contract value or 2) guaranteed minimum surrender value. On each contract anniversary, the benefit base will grow by the amount of interest (fixed and/or index-linked) credited to the contract, plus an additional 2% (compounded) for either 20 years or until age 85, whichever is earlier. Withdrawals reduce the benefit base proportionately. The roll-up period will end upon attainment of the Maximum Roll-Up Amount.
Other Info
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Available When Added
Effect Change Ownership
Exclude Premium Bonus
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Single Life
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Spousal Continuation Option
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