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Variable Annuity
Death benefits
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Nirmala
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Transamerica Life Insurance Company
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Death Benefits
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Estate Enhancer Benefit
Edit Death Benefit
Death Benefit
Benefit Name
Internal Benefit Name
Inception Date
Closed Date
Rider Select Rule
Default
Mandatory
Optional
Based On Life
Annuitant
Owner
Owner (or Annuitant if owner is a natural entity)
Owner (or Annuitant if owner is a non-natural person)
Owner and Annuitant
Min Age
Max Age
Waiting Period
Waiting Term
Select
Age
Contract year
Days
Months
Years
Version Begin Date
Maximum Benefit Base
Maximum Benefit Base %
With Reduce Benefit Base
Select
Dollar for Dollar
Proportionally
DTCC Rider ID
Notes
Version Note
Benefit Description
Available during accumulation phase. Upon death of owner, Issuer will add 45% of earnings (30% if owner ages between 70 to 75) to any death benefit payable under contract. Earnings are equal to contract value at death, minus contract value at rider and purchase payments made after death, plus withdrawals. If total purchase payments adjusted for withdrawals exceed contract value no earnings benefit will be paid. This benefit is not available with contract issued as QP.
Other Info
Cancellation
Once elected may not be cancelled except in state ND.
Termination
Benefit will automatically terminate upon earlier of - 1) annuitization, or 2) surrender.
Available When Added
No longer available for new purchases.
Effect Change Ownership
Change in ownership will not change benefit base.
Exclude Premium Bonus
Terminated
Single Life
Joint Life
Spousal Continuation Option
Spousal Continuation Option
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