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Variable Annuity
Death benefits
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New York Life Insurance and Annuity Corporation
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IPR Death Benefit
Edit Death Benefit
Death Benefit
Benefit Name
Internal Benefit Name
Inception Date
Closed Date
Rider Select Rule
Default
Mandatory
Optional
Based On Life
Annuitant
Owner
Owner (or Annuitant if owner is a natural entity)
Owner (or Annuitant if owner is a non-natural person)
Owner and Annuitant
Min Age
Max Age
Waiting Period
Waiting Term
Select
Age
Contract year
Days
Months
Years
Version Begin Date
Maximum Benefit Base
Maximum Benefit Base %
With Reduce Benefit Base
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Dollar for Dollar
Proportionally
DTCC Rider ID
Notes
Version Note
Benefit Description
Available during accumulation phase. Upon death of owner within two policy years of the last day of the rider term, benefit will be greater of - 1) guaranteed amount for that Rider term; 2) contract value; 3) ADBR death benefit.
Other Info
Cancellation
Benefit will be cancelled upon cancellation of Investment Preservation Rider.
Termination
Benefit will terminate upon earliest of - 1) death; or 2) termination of Investment Preservation Rider.
Available When Added
Upon election of Investment Preservation Rider.
Effect Change Ownership
None.
Exclude Premium Bonus
Terminated
Single Life
Joint Life
Spousal Continuation Option
Spousal Continuation Option
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