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Variable Annuity
Death benefits
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Nirmala
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Jefferson National Life Insurance Company
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Death Benefits
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Earnings Protection Benefit
Edit Death Benefit
Death Benefit
Benefit Name
Internal Benefit Name
Inception Date
Closed Date
Rider Select Rule
Default
Mandatory
Optional
Based On Life
Annuitant
Owner
Owner (or Annuitant if owner is a natural entity)
Owner (or Annuitant if owner is a non-natural person)
Owner and Annuitant
Min Age
Max Age
Waiting Period
Waiting Term
Select
Age
Contract year
Days
Months
Years
Version Begin Date
Maximum Benefit Base
Maximum Benefit Base %
With Reduce Benefit Base
Select
Dollar for Dollar
Proportionally
DTCC Rider ID
Notes
Version Note
Benefit Description
Available during accumulation phase only. Issuer will add an amount equal to 50% of eligible gain (30% if owner's age is between 70 to 75) to any death benefit payable under contract (base coverage). Eligible gain is lesser of - 1) contract gain, or 2) if death occurs during first contract anniversary - initial purchase payments adjusted for withdrawals or if death occurs after first contract anniversary - total purchase payment made prior to 12 months before death adjusted for withdrawals. For additional charge, Issuer provides optional coverage at contract issue. If owner dies after 5th contract year, Issuer will add an amount equal to 50% of optional gain (30% if owner's age is between 70 to 75) to base coverage. Optional gain is Optional Coverage Percentage multiplied by initial purchase payment adjusted for withdrawals; minus difference of total purchase payments and contract value, if contract value is less than total purchase payment adjusted for withdrawals.
Other Info
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available When Added
Only at contract issue.
Effect Change Ownership
Change in ownership will result in termination of rider.
Exclude Premium Bonus
Terminated
Single Life
Joint Life
Spousal Continuation Option
Spousal Continuation Option
Exception
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