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Variable Annuity
Death benefits
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Nirmala
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First Security Benefit Life Insurance & Annuity Co of NY
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Death Benefits
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Basic Death Benefit
Edit Death Benefit
Death Benefit
Benefit Name
Internal Benefit Name
Inception Date
Closed Date
Rider Select Rule
Default
Mandatory
Optional
Based On Life
Annuitant
Owner
Owner (or Annuitant if owner is a natural entity)
Owner (or Annuitant if owner is a non-natural person)
Owner and Annuitant
Min Age
Max Age
Waiting Period
Waiting Term
Select
Age
Contract year
Days
Months
Years
Version Begin Date
Maximum Benefit Base
Maximum Benefit Base %
With Reduce Benefit Base
Select
Dollar for Dollar
Proportionally
DTCC Rider ID
Notes
Version Note
Benefit Description
Available during accumulation phase. If owner or annuitant is age 75 or younger at issue, benefit will be greatest of - 1) contract value, 2) total purchase payments adjusted for withdrawals, or 3) highest contract value calculated on 5th contract anniversary, increased by purchase payments and reduced for withdrawals. If owner or annuitant is age 76 or older at issue, benefit will be equal to contract value.
Other Info
Cancellation
May not be cancelled.
Termination
May not be terminated.
Available When Added
Only at contract issue.
Effect Change Ownership
Contact Issuer for details.
Exclude Premium Bonus
Terminated
Single Life
Joint Life
Spousal Continuation Option
Spousal Continuation Option
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