BD
● Active
Basic Death Benefit
American Equity Investment Life Insurance Company
DTCC ID
—
COMPANY
American Equity Investment Life Insurance Company
TYPE
Indexed Annuity
INCEPTION
Mar 19, 2018
Identity
Benefit name
Basic Death Benefit
Internal benefit name
Basic Death Benefit
Product policy type
Indexed Annuity
Status
● Active
Sequence
1
Inception date
Mar 19, 2018
Closed date
—
DTCC Rider ID
—
Last modified
Aug 12, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
—
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner or annuitant, benefit will be greater of - 1) contract value, or 2) Minimum Guaranteed Surrender Value.
Lifecycle Events
—