● Active

Family Endowment Rider Max (FER Max)

Athene Annuity and Life Company

Edit

DTCC ID —

COMPANY Athene Annuity and Life Company

TYPE Indexed Annuity

INCEPTION —

Identity

Benefit name

Family Endowment Rider Max (FER Max)

Internal benefit name

Family Endowment Rider Max (FER Max)

Company

Athene Annuity and Life Company

Product policy type

Indexed Annuity

Status

● Active

Sequence

Inception date

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Closed date

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DTCC Rider ID

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Last modified

Dec 30, 2023

Life & Age

Based on life

Owner

Single life

Joint life

Min age

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Max age

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Rider select rule

Optional

Waiting period

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Waiting term

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Benefit Base

Maximum benefit base

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Maximum benefit base %

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With reduce benefit base

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Subsequent premium

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Partial withdrawals

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Required min distributions

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Coverage Flags

Exclude premium bonus

Spousal continuation option

State Availability

Exception flag

Available in states

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Benefit Description

The Family Endowment Rider Max (FER Max) with Premium Bonus, an optional rider available with BCA Elevate 12 for an additional charge, offers an Enhanced Death Benefit guaranteed to grow daily at a 3% compound annual rate (1.0% with Balanced Allocation Lifetime Income Rider) plus 100% of any interest earnings every two years. Beneficiaries receive the greatest of the Cash Surrender Value, Balanced Allocation Value or Enhanced Death Benefit value. FER Max also offers two powerful benefits to help protect your legacy: All RMDs associated with this contract can be taken without additional charges, and withdrawals up to 5% of the accumulation value, including RMDs, reduce the Enhanced Death Benefit value on a dollar-for-dollar basis. FER Max includes a one-time Premium Bonus, which enhances the Accumulation Value on the Contract Date.

Lifecycle Events

Available when added

At the time of contract issue.