ER
● Active
Expanse Rider - Enhanced Death Benefit
Integrity Life Insurance Company
DTCC ID
—
COMPANY
Integrity Life Insurance Company
TYPE
Indexed Annuity
INCEPTION
Aug 16, 2021
Identity
Benefit name
Expanse Rider - Enhanced Death Benefit
Internal benefit name
Expanse Rider - Enhanced Death Benefit
Company
Product policy type
Indexed Annuity
Status
● Active
Sequence
2
Inception date
Aug 16, 2021
Closed date
—
DTCC Rider ID
—
Last modified
Jan 16, 2023
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
—
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
—
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Spouse may elect to continue the enhanced death benefit after the death of the owner, provided the GLWB Income Payments are not activated under the Expanse Rider.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available upon the death of owner before beginning GLWB Income Payments under the Expanse rider. After the third index year, the Enhanced Death Benefit is equal to 110% of the account value, including any interest paid on death. It is paid in a lump sum. In case owner activate income, the enhanced death benefit ends, and the death benefit will be equal to the current account value.
Lifecycle Events
Termination
Benefit will automatically terminate upon death or termination of rider.
Available when added
At the time of Expanse Rider election.