ED
● Active
Enhanced Death Benefit
Global Atlantic
DTCC ID
—
COMPANY
Global Atlantic
TYPE
Indexed Annuity
INCEPTION
Feb 22, 2023
Identity
Benefit name
Enhanced Death Benefit
Internal benefit name
Enhanced Death Benefit
Company
Product policy type
Indexed Annuity
Status
● Active
Sequence
2
Inception date
Feb 22, 2023
Closed date
—
DTCC Rider ID
—
Last modified
Jul 29, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
Withdrawals will reduce the benefit.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
No
State Availability
Exception flag
No
Available in states
—
Benefit Description
Rider provides steady and predictable growth toward death benefit. During the death rider death benefit is greater of a) the Enhanced Death Benefit (EDB) or b) the contract value. Initially, EDB is equal to the initial premiums, thereafter grows by a guaranteed 10% of the premium for up to 15 years or contract owner's 90th birthday, whichever is earlier. The optional enhanced death benefit is not available with Non-qualified Stretch and Inherited IRA.
Lifecycle Events
Available when added
Only at contract issue.