ED
● Active
Enhanced Death Benefit
Reliance Standard Life Insurance Company
DTCC ID
—
COMPANY
Reliance Standard Life Insurance Company
TYPE
Indexed Annuity
INCEPTION
Jun 17, 2025
Identity
Benefit name
Enhanced Death Benefit
Internal benefit name
Enhanced Death Benefit
Product policy type
Indexed Annuity
Status
● Active
Sequence
2
Inception date
Jun 17, 2025
Closed date
—
DTCC Rider ID
—
Last modified
Jul 03, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
Yes
Available in states
—
Not available in states
CA
Benefit Description
Available during the accumulation phase. Upon the owner's death, the benefit will be the greater of the annuity value or the minimum contract value as of the date of death. Required Minimum Distributions reduce the benefit dollar for dollar other withdrawals result in proportional reductions.
Lifecycle Events
Termination
Once elected may not be cancelled.
Available when added
Only at contract issue.