ED
● Active
Enhanced Death Benefit
Americo Financial Life and Annuity Company
DTCC ID
—
COMPANY
Americo Financial Life and Annuity Company
TYPE
Indexed Annuity
INCEPTION
Sep 15, 2025
Identity
Benefit name
Enhanced Death Benefit
Internal benefit name
Enhanced Death Benefit
Product policy type
Indexed Annuity
Status
● Active
Sequence
2
Inception date
Sep 15, 2025
Closed date
—
DTCC Rider ID
—
Last modified
Jan 15, 2026
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
—
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
No
State Availability
Exception flag
Yes
Available in states
—
Not available in states
CA
Benefit Description
The Enhanced Death Benefit Rider provides a lump-sum death benefit with no waiting period or underwriting for those under 75. It offers an 8% simple interest roll-up for up to 15 years. The benefit is the single premium minus withdrawals and charges.
Lifecycle Events
—