BD
● Active
Basic Death Benefit
Americo Financial Life and Annuity Company
DTCC ID
—
COMPANY
Americo Financial Life and Annuity Company
TYPE
Indexed Annuity
INCEPTION
May 16, 2022
Identity
Benefit name
Basic Death Benefit
Internal benefit name
Basic Death Benefit
Product policy type
Indexed Annuity
Status
● Active
Sequence
1
Inception date
May 16, 2022
Closed date
—
DTCC Rider ID
—
Last modified
Jan 16, 2026
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
—
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
No
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation period. Upon death of owner or annuitant, death benefit will be greater of 1) Accumulation value, 2) Return of Premium less prior withdrawal, or 3) Guaranteed Minimum Surrender Value. Death benefit also includes any partial-year index credits.
Lifecycle Events
—