Beacon Data Entry
Standard Death Benefit
SD
● Active

Standard Death Benefit

Pacific Life Insurance Company
DTCC ID
COMPANY Pacific Life Insurance Company
TYPE Indexed Annuity
INCEPTION Feb 17, 2026
Benefit name
Standard Death Benefit
Internal benefit name
Standard Death Benefit
Product policy type
Indexed Annuity
Status
● Active
Sequence
1
Inception date
Feb 17, 2026
Closed date
DTCC Rider ID
Last modified
Feb 13, 2026
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
Max age
Rider select rule
Mandatory
Waiting period
Waiting term
Maximum benefit base
Maximum benefit base %
With reduce benefit base
Subsequent premium
Partial withdrawals
Required min distributions
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Spousal Continuation Option allows surviving spouse, as sole Beneficiary or joint Owner, to continue contract as Owner within 1 year of Owner’s death.
Exception flag
No
Available in states

Available during accumulation phase. Upon death of owner or annuitant, benefit will be greater of - 1) Contract value plus any pro-rata Index-Linked Interest or 2) Guaranteed minimum surrender value.