RO
● Terminated
Return of Premium Enhanced Death Benefit
Nationwide Life Insurance Company
DTCC ID
—
COMPANY
Nationwide Life Insurance Company
TYPE
Variable Annuity
INCEPTION
—
Identity
Benefit name
Return of Premium Enhanced Death Benefit
Internal benefit name
Return of Premium Enhanced Death Benefit
Product policy type
Variable Annuity
Status
● Terminated
Sequence
2
Inception date
—
Closed date
Mar 17, 2017
DTCC Rider ID
—
Last modified
Jun 24, 2025
Life & Age
Based on life
Annuitant
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
Not Applicable.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of annuitant and if total purchase payments made to contract is equal to or less than $3,000,000, benefit will be greater of - 1) contract value; or 2) total purchase payments adjusted for withdrawals. Nationwide will pay contract value plus any additional amount necessary to equal death benefit, if owner/annuitant is terminally ill and owner fully surrenders the Contract after the first Contract Anniversary.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available when added
No longer available for new purchases.
Effect change ownership
Not Applicable.