EB
● Terminated
Enhanced Beneficiary Protection Death Benefit
Fortitude Life Insurance & Annuity Company
DTCC ID
—
COMPANY
Fortitude Life Insurance & Annuity Company
TYPE
Variable Annuity
INCEPTION
—
Identity
Benefit name
Enhanced Beneficiary Protection Death Benefit
Internal benefit name
Enhanced Beneficiary Protection Death Benefit
Product policy type
Variable Annuity
Status
● Terminated
Sequence
9
Inception date
—
Closed date
May 01, 2009
DTCC Rider ID
—
Last modified
Aug 13, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a natural entity)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
No
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner or annuitant, Issuer will add 40% of earnings to any death benefit payable under contract. Earnings is amount by which sum of contract value, including any contract enhancement, exceeds remaining purchase payments. If total purchase payments adjusted for withdrawals exceed contract value no earnings benefit will be paid.
Lifecycle Events
Cancellation
May be cancelled any time after election.
Termination
May be terminated any time after election.
Available when added
No longer available for new purchases.