EE
● Terminated
Earnings Enhancement Benefit
Symetra Life Insurance Company
DTCC ID
—
COMPANY
Symetra Life Insurance Company
TYPE
Variable Annuity
INCEPTION
—
Identity
Benefit name
Earnings Enhancement Benefit
Internal benefit name
Earnings Enhancement Benefit
Company
Product policy type
Variable Annuity
Status
● Terminated
Sequence
3
Inception date
—
Closed date
May 01, 2010
DTCC Rider ID
—
Last modified
Jul 11, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a natural entity)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Not Applicable.
Required min distributions
Not Applicable.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit under certain conditions after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, Issuer will add 40% of the contracts gain (25% if owner's age is 70 to 75) at issue to any death benefit payable under contract. Contract gain is contract value at time of death reduced by purchase payments less surrenders and any applicable taxes. Benefit can never be more than 250% of total purchase payments less surrenders and any applicable taxes and $1,000,000. The benefit is only available for NQ contracts. Only oldest surviving spouse may elect to continue benefit after death of joint owner.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available when added
No longer available for new purchases.
Effect change ownership
Change in ownership will result in termination of rider under certain conditions.