BD
● Active
Basic Death Benefit
Kansas City Life Insurance Company
DTCC ID
—
COMPANY
Kansas City Life Insurance Company
TYPE
Variable Annuity
INCEPTION
May 15, 2001
Identity
Benefit name
Basic Death Benefit
Internal benefit name
Basic Death Benefit
Product policy type
Variable Annuity
Status
● Active
Sequence
1
Inception date
May 15, 2001
Closed date
—
DTCC Rider ID
—
Last modified
May 16, 2025
Life & Age
Based on life
Owner and Annuitant
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce death benefit amount in same proportion.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Death Benefit is payable at death of owner or annuitant. If Owner is also an Annuitant, death benefit amount will be equal to the death benefit upon death of Annuitant. If Owner and Annuitant are two different persons, then, the death benefit will be paid at the first death. Upon death of Owner, benefit will be the Cash Surrender Value.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
May not be terminated.