EP
● Active
Earnings Preservation Benefit
Metropolitan Life Insurance Company
DTCC ID
—
COMPANY
Metropolitan Life Insurance Company
TYPE
Variable Annuity
INCEPTION
Dec 12, 2008
Identity
Benefit name
Earnings Preservation Benefit
Internal benefit name
Earnings Preservation Benefit
Product policy type
Variable Annuity
Status
● Active
Sequence
3
Inception date
Dec 12, 2008
Closed date
—
DTCC Rider ID
—
Last modified
Sep 25, 2025
Life & Age
Based on life
Owner
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, Issuer will add 40% benefit percentage (25% if owner's age is between 70 to 79; 0% if owner's age is 80 or older) to any death benefit payable under contract less total purchase payments made adjusted for withdrawal and applicable charges.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.