Beacon Data Entry
Basic Death Benefit
BD
● Terminated

Basic Death Benefit

Jackson National Life Insurance Company
DTCC ID
COMPANY Jackson National Life Insurance Company
TYPE Variable Annuity
INCEPTION
Benefit name
Basic Death Benefit
Internal benefit name
Basic Death Benefit
Product policy type
Variable Annuity
Status
● Terminated
Sequence
1
Inception date
Closed date
Mar 31, 2003
DTCC Rider ID
Last modified
May 16, 2025
Based on life
Owner
Single life
No
Joint life
No
Min age
Max age
Rider select rule
Mandatory
Waiting period
Waiting term
Maximum benefit base
Maximum benefit base %
With reduce benefit base
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
Not Applicable.
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
Exception flag
No
Available in states

During accumulation phase, upon death of owner, benefit will be greatest of - 1) contract value, 2) purchase payments, compounded at 5% (4% if owner is age 70 or older on rider effective date) annually, or 3) contract value at 7th contract anniversary, plus all purchase payments compounded at 5% (4% if owner is age 70 or older on rider effective date) annually. Benefit base can never exceed 250% of premiums paid, less withdrawals, charges and taxes except under contract value.

Cancellation
May not be cancelled.
Termination
May not be terminated.
Available when added
No longer available for new purchases.
Effect change ownership
Not Applicable.