BD
● Terminated
Basic Death Benefit - Option 2
Brighthouse Life Insurance Company
DTCC ID
—
COMPANY
Brighthouse Life Insurance Company
TYPE
Variable Annuity
INCEPTION
Nov 16, 2009
Identity
Benefit name
Basic Death Benefit - Option 2
Internal benefit name
Basic Death Benefit - Option 2
Product policy type
Variable Annuity
Status
● Terminated
Sequence
2
Inception date
Nov 16, 2009
Closed date
Apr 30, 2018
DTCC Rider ID
—
Last modified
May 23, 2025
Life & Age
Based on life
Annuitant
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent Purchase Payments are not permitted.
Partial withdrawals
Issuer will recalculate benefit base upon partial withdrawal.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of annuitant.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of annuitant, benefit will be equal to adjusted purchase payment. If total withdrawals in any contract year after annuitant's age 59 1/2 do not exceed guaranteed withdrawal benefit for that contract year, death benefit is reduced by dollar amount of withdrawal. If withdrawal is made before annuitant's age 59 1/2 or total withdrawals in any contract year after annuitant's age 59 1/2 exceed guaranteed withdrawal benefit for that contract year, death benefit is reduced in same proportion.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available when added
No longer available for new purchases.