Account Value Death Benefit

Available during accumulation phase. Upon death of owner or annuitant, benefit will be equal to contract value. f the owner selects the i4LIFE Advantage rider, the Account Value Death Benefit is only accessible alongside i4LIFE Advantage and is payable during the Access period exclusively. Consequently, regular income payments under i4LIFE Advantage might pause until the death claim gets approved. Once approved, a lump sum settlement will be disbursed as of the claim approval date, after which remaining regular income payments (if applicable) will recommence as usual.