EC
● Active
Enhanced Combination Guaranteed Minimum Death Benefit
Kansas City Life Insurance Company
DTCC ID
—
COMPANY
Kansas City Life Insurance Company
TYPE
Variable Annuity
INCEPTION
May 01, 2010
Identity
Benefit name
Enhanced Combination Guaranteed Minimum Death Benefit
Internal benefit name
Enhanced Combination Guaranteed Minimum Death Benefit
Product policy type
Variable Annuity
Status
● Active
Sequence
3
Inception date
May 01, 2010
Closed date
—
DTCC Rider ID
—
Last modified
May 15, 2025
Life & Age
Based on life
Annuitant
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
Not Applicable.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of annuitant, benefit will be greatest of - 1) contract value; 2) total purchase payments adjusted for withdrawal; 3) purchase payments accumulated at 5% annually until age 80 or death (Maximum 2 times of total purchase payments adjusted for withdrawal); or 4) highest contract value calculated on any contract anniversary, prior to annuitant's 81st birthday, increased by purchase payments and reduced for withdrawals made since that date.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available when added
Only at contract issue.
Effect change ownership
Not Applicable.