EE
● Active
Enhanced Earnings Benefit
Integrity Life Insurance Company
DTCC ID
—
COMPANY
Integrity Life Insurance Company
TYPE
Variable Annuity
INCEPTION
Jan 01, 2012
Identity
Benefit name
Enhanced Earnings Benefit
Internal benefit name
Enhanced Earnings Benefit
Company
Product policy type
Variable Annuity
Status
● Active
Sequence
2
Inception date
Jan 01, 2012
Closed date
—
DTCC Rider ID
—
Last modified
Apr 23, 2025
Life & Age
Based on life
Annuitant
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
Not Applicable.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
Yes
Available in states
—
Not available in states
WA
Benefit Description
Available during accumulation phase as an enhancement to the Standard Death Benefit. Upon death of annuitant age 69 or younger, issuer will add 40% of Gain (25% if age of owner is between 70 to 79) to any applicable death benefit. Gain is equal to contract value adjusted for withdrawals. The maximum benefit equals 150% of total contributions minus 150% of total withdrawals, including any applicable withdrawal charges. Only contributions made within the first seven contract years are immediately included in the maximum benefit calculation. Contributions made after the seventh contract anniversary are excluded from the calculation until they have remained in the contract for at least six months.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available when added
Only at contract issue.
Effect change ownership
Not Applicable.