RO
● Terminated
Return of Premium
Forethought Life Insurance Company
DTCC ID
—
COMPANY
Forethought Life Insurance Company
TYPE
Variable Annuity
INCEPTION
May 05, 2014
Identity
Benefit name
Return of Premium
Internal benefit name
Return of Premium
Product policy type
Variable Annuity
Status
● Terminated
Sequence
2
Inception date
May 05, 2014
Closed date
Jun 26, 2015
DTCC Rider ID
—
Last modified
Aug 04, 2025
Life & Age
Based on life
Owner and Annuitant
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
Contact Issuer for details.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, benefit will be greater of - 1) contract value; or 2) total purchase payments adjusted for withdrawals. Issuer do not currently enforce the right to approve subsequent premium payments, except where a subsequent premium payment would result in total premium payments equaling or exceeding $1 million.
Lifecycle Events
Cancellation
May be cancelled any time after 5th rider anniversary.
Termination
May be terminated any time after 5th rider anniversary.
Available when added
No longer available for new purchases.
Effect change ownership
Change in ownership will result in termination of rider.