EE
● Active
Earnings Enhancement Death Benefit
Pacific Life Insurance Company
DTCC ID
—
COMPANY
Pacific Life Insurance Company
TYPE
Variable Annuity
INCEPTION
Nov 03, 2014
Identity
Benefit name
Earnings Enhancement Death Benefit
Internal benefit name
Earnings Enhancement Death Benefit
Company
Product policy type
Variable Annuity
Status
● Active
Sequence
3
Inception date
Nov 03, 2014
Closed date
—
DTCC Rider ID
—
Last modified
Jun 06, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a natural entity)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Issuer will recalculate benefit base upon partial withdrawal.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit under certain conditions after death of owner.
State Availability
Exception flag
Yes
Available in states
—
Not available in states
CA
Benefit Description
Available during accumulation phase only. Upon death of owner or annuitant, Issuer will add 40% of earnings (25% if oldest owner or annuitantâts age is between 70 to 75) to any death benefit payable under contract. Earnings are equal to contract value less adjusted purchase payments.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Benefit will automatically terminate upon earliest of - 1) Contract owner change date, if new owner is greater than age 75, 2) surrender, 3) annuitization or 4) death.
Available when added
At contract issue or within 60 days from contract issue date.
Effect change ownership
Issuer will recalculate benefit amount upon change in ownership.