OD
● Terminated
Optional Death Benefit Rider
Talcott Resolution Life Insurance Company
DTCC ID
—
COMPANY
Talcott Resolution Life Insurance Company
TYPE
Variable Annuity
INCEPTION
—
Identity
Benefit name
Optional Death Benefit Rider
Internal benefit name
Optional Death Benefit Rider
Product policy type
Variable Annuity
Status
● Terminated
Sequence
2
Inception date
—
Closed date
May 01, 1999
DTCC Rider ID
—
Last modified
Oct 29, 2025
Life & Age
Based on life
Owner and Annuitant
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
—
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner or annuitant, benefit will be greater of - 1) Basic death benefit proceeds, or 2) Interest accumulation value. Interest Accumulation Value is contract value on the date rider is added, plus any Premium Payments made after rider is added adjusted for withdrawals, compounded daily at an annual rate of 5.0% prior to Owner or annuitant's 81st birthday or date of death, if earlier. Benefit is limited to a maximum of 200% of contract value.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Benefit will terminate upon election of Deferral Option.
Available when added
No longer available for new purchases.