SD
● Terminated
Standard Death Benefit
Equitable Financial Life Insurance Company of America
DTCC ID
—
COMPANY
Equitable Financial Life Insurance Company of America
TYPE
RILA
INCEPTION
Feb 22, 2016
Identity
Benefit name
Standard Death Benefit
Internal benefit name
Standard Death Benefit
Product policy type
RILA
Status
● Terminated
Sequence
1
Inception date
Feb 22, 2016
Closed date
Apr 29, 2024
DTCC Rider ID
—
Last modified
Jun 18, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
None.
Partial withdrawals
None.
Required min distributions
None.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit under certain conditions after death of owner. Surviving spouse must be age 95 or younger (as of the death of deceased spouse) to continue the contract.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of participant, benefit will be equal to contract value. In case of a) joint contract, benefit is payable upon death of older owner, and; b) non-natural person, upon death of primary annuitant.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
May not be terminated.
Available when added
No longer available for new purchases.
Effect change ownership
None.