SD
● Terminated
Standard Death Benefit
Brighthouse Life Insurance Company
DTCC ID
—
COMPANY
Brighthouse Life Insurance Company
TYPE
RILA
INCEPTION
Jul 24, 2017
Identity
Benefit name
Standard Death Benefit
Internal benefit name
Standard Death Benefit
Product policy type
RILA
Status
● Terminated
Sequence
1
Inception date
Jul 24, 2017
Closed date
Dec 31, 2025
DTCC Rider ID
—
Last modified
Dec 31, 2025
Life & Age
Based on life
Owner and Annuitant
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
Withdrawal will reduce Death Benefit Amount in same proportion that the withdrawal reduces the Account Value of the Shield Option(s) and Fixed Account.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Upon death of owner or annuitant, death benefit will be greater of 1) account value or 2) purchase payment, adjusted by withdrawals (including any applicable withdrawal charges), based on the age of owner or annuitant. The Death Benefit Amount cannot be withdrawn as a lump sum prior to the death of the Owner (or Annuitant where an Owner is a non-natural person).
Lifecycle Events
Cancellation
May not be cancelled.
Termination
Rider terminates upon earliest of 1) contract termination, 2) annuitization or 3) account value reduced to zero.
Available when added
No longer available for new purchases.
Effect change ownership
Contact issuer for details.