SD
● Active
Standard Death Benefit
Brighthouse Life Insurance Company
DTCC ID
—
COMPANY
Brighthouse Life Insurance Company
TYPE
RILA
INCEPTION
Jul 31, 2017
Identity
Benefit name
Standard Death Benefit
Internal benefit name
Standard Death Benefit
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Jul 31, 2017
Closed date
—
DTCC Rider ID
—
Last modified
Apr 03, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a natural entity)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
None.
Partial withdrawals
Withdrawals includes advisory fee withdrawals will reduce Death Benefit Amount in same proportion that the withdrawal reduces the Account Value of the Shield Option(s) and Fixed Account.
Required min distributions
None.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. If owner/Annuitant's age is 81 or older at contract issue date, death benefit will be account value .The Death Benefit Amount cannot be withdrawn as a lump sum prior to the death of the Owner (or Annuitant where an Owner is a non-natural person).
Lifecycle Events
Cancellation
May not be cancelled.
Termination
Rider terminates upon earliest of 1) contract termination, 2) annuitization or 3) account value reduced to zero.
Effect change ownership
None.