RO
● Terminated
Return of Purchase Payment Death Benefit
United States Life Insurance Company in the City of New York
DTCC ID
—
COMPANY
United States Life Insurance Company in the City of New York
TYPE
Variable Annuity
INCEPTION
May 01, 2019
Identity
Benefit name
Return of Purchase Payment Death Benefit
Internal benefit name
Return of Purchase Payment Death Benefit
Product policy type
Variable Annuity
Status
● Terminated
Sequence
3
Inception date
May 01, 2019
Closed date
Dec 09, 2024
DTCC Rider ID
—
Last modified
Jun 27, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
Not Applicable.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner(or annuitant if owner is a non- natural person) (without living benefit), benefit will be greatest of -1) contract value, or 2) net purchase payments, increased by subsequent purchase payments, adjusted for withdrawals. Upon death of owner (with living benefit), benefit will be greatest of -1) contract value, or 2) purchase payments reduced by - a) any withdrawals if living benefit is not terminated, or b) any withdrawals prior to the date living benefit is terminated.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available when added
No longer available for new purchases.
Effect change ownership
Issuer will recalculate benefit amount upon change in ownership.