RE
● Active
ROP Enhanced Death Benefit
Jefferson National Life Insurance Company
DTCC ID
—
COMPANY
Jefferson National Life Insurance Company
TYPE
Variable Annuity
INCEPTION
May 01, 2020
Identity
Benefit name
ROP Enhanced Death Benefit
Internal benefit name
ROP Enhanced Death Benefit
Product policy type
Variable Annuity
Status
● Active
Sequence
2
Inception date
May 01, 2020
Closed date
—
DTCC Rider ID
—
Last modified
May 08, 2025
Life & Age
Based on life
Owner
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable.
Partial withdrawals
Withdrawals including advisory fee withdrawals will reduce benefit base in same proportion.
Required min distributions
Not Applicable.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Benefit will be greatest of - 1) contract value, 2) total purchase payments adjusted for withdrawals. Enhanced Death Benefit Rider is attached with the same Measuring Life may not exceed $3,000,000 in total Purchase Payments, less Adjusted Partial Withdrawals.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Benefit will automatically terminate upon earliest of - 1) annuitization, 2) change in ownership, 3) Contract to which this rider is attached terminates, or 4) contract value reduces to zero.
Available when added
Only at contract issue.
Effect change ownership
In California and Florida the Rider does not terminate if the Contract Owner is changed or if the Contract is assigned.