BD
● Active
Basic Death Benefit
Symetra Life Insurance Company
DTCC ID
—
COMPANY
Symetra Life Insurance Company
TYPE
RILA
INCEPTION
May 25, 2021
Identity
Benefit name
Basic Death Benefit
Internal benefit name
Basic Death Benefit
Company
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
May 25, 2021
Closed date
—
DTCC Rider ID
—
Last modified
May 06, 2026
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable
Partial withdrawals
Withdrawal reduces the benefit value proportionately.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving Spouse may elect to continue the benefit. If the spouse chooses to continue the Contract and if the Death Benefit exceeds the Contract Value, issuer will adjust the Contract Value to equal the Death Benefit.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, benefit value greater of - contract value, or purchase payment reduced proportionately by the percentage reduction in the indexed and fixed account value for each partial withdrawal, including surrender charges.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
The death benefit will not be payable once the Income Phase begins under any circumstances. It will terminate on the Annuity Date without value.
Effect change ownership
The death benefit will be adjusted to equal the Contract Value as of the date of assignment or ownership change.