RO
● Active
Return of Premium Death Benefit
Jackson National Life Insurance Company
DTCC ID
—
COMPANY
Jackson National Life Insurance Company
TYPE
RILA
INCEPTION
Oct 11, 2021
Identity
Benefit name
Return of Premium Death Benefit
Internal benefit name
Return of Premium Death Benefit
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Oct 11, 2021
Closed date
—
DTCC Rider ID
—
Last modified
Apr 25, 2025
Life & Age
Based on life
Owner
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Increase death benefit proportionally.
Partial withdrawals
Partial withdrawal reduce death benefit proportionally.
Required min distributions
Not Applicable.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue the death benefit after the death of the owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during the accumulation phase, as Basic death benefit, upon the death of owner the death benefit is greater of the 1) account value, or 2) premiums paid into the contract adjusted for any withdrawals. If the owner’s age is 76 or older , the death benefit is equal to the current contract value. During Income Phase, owners age 76 and older will not be eligible for the death benefit.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.