RO
● Active
Return of Premium Death Benefit
Jackson National Life Insurance Company
DTCC ID
—
COMPANY
Jackson National Life Insurance Company
TYPE
RILA
INCEPTION
Oct 11, 2021
Identity
Benefit name
Return of Premium Death Benefit
Internal benefit name
Return of Premium Death Benefit
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Oct 11, 2021
Closed date
—
DTCC Rider ID
—
Last modified
Apr 28, 2025
Life & Age
Based on life
Owner
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
Withdrawals includes advisory fee withdrawals will reduce Death Benefit Amount in same proportion that the withdrawal reduces the contract Value.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue the death benefit after the death of the owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during the accumulation phase, as Basic death benefit upon the death of owner the death benefit is greater of the 1) account value, or 2) premiums paid into the contract adjusted for any withdrawals. If the owner’s age is 76 or older , the death benefit is equal to the current contract value.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available when added
Automatically included at the contract issue.
Effect change ownership
Not Applicable.