BD
● Active
Basic Death Benefit
MassMutual Ascend Life Insurance Company
DTCC ID
—
COMPANY
MassMutual Ascend Life Insurance Company
TYPE
RILA
INCEPTION
Jul 21, 2022
Identity
Benefit name
Basic Death Benefit
Internal benefit name
Basic Death Benefit
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Jul 21, 2022
Closed date
—
DTCC Rider ID
—
Last modified
May 10, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a natural entity)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during the accumulation phase. Upon the death of the owner, the benefit will be greater of - 1) contract value; or 2) the Return of Premium Guarantee, which is equal to the purchase payments adjusted for all withdrawals.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
May not be terminated.
Available when added
Automatically included at contract issue.