SD
● Active
Standard Death Benefit
Forethought Life Insurance Company
DTCC ID
—
COMPANY
Forethought Life Insurance Company
TYPE
RILA
INCEPTION
Feb 14, 2022
Identity
Benefit name
Standard Death Benefit
Internal benefit name
Standard Death Benefit
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Feb 14, 2022
Closed date
—
DTCC Rider ID
—
Last modified
May 14, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable.
Partial withdrawals
Withdrawals will reduce the death benefit except for the systematic withdrawals to pay the advisory fee.
Required min distributions
RMDs will reduce the death benefit.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, benefit will be equal to contract value.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Advisory fee withdrawals that reduce the Contract Value below the minimum Contract Value may result in a termination of the Contract.
Available when added
Automatically included at contract issue.
Effect change ownership
Once elected may not be changed.