RO
● Active
Return of Purchase Payment Death Benefit
Massachusetts Mutual Life Insurance Company
DTCC ID
—
COMPANY
Massachusetts Mutual Life Insurance Company
TYPE
Variable Annuity
INCEPTION
Sep 01, 2021
Identity
Benefit name
Return of Purchase Payment Death Benefit
Internal benefit name
Return of Purchase Payment Death Benefit
Product policy type
Variable Annuity
Status
● Active
Sequence
1
Inception date
Sep 01, 2021
Closed date
—
DTCC Rider ID
—
Last modified
Aug 29, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable.
Partial withdrawals
Withdrawal reduces the Death Benefit amount in the same proportion to the reduction in the Contract Value.
Required min distributions
Not Applicable.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, benefit will be greater of - 1) contract value; or 2) total purchase payments adjusted for withdrawals. The adjustment is equal to (A/B)*C where: A(the Contract Value withdrawn, including any applicable CDSC) divided by B (the Contract Value immediately prior to the withdrawal; and), with the result multiplied by C (the total Purchase Payments adjusted for any prior withdrawals.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Effect change ownership
Not Applicable.