SD
● Active
Standard Death Benefit
Equitable Financial Life Insurance Company
DTCC ID
—
COMPANY
Equitable Financial Life Insurance Company
TYPE
RILA
INCEPTION
Oct 24, 2022
Identity
Benefit name
Standard Death Benefit
Internal benefit name
Standard Death Benefit
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Oct 24, 2022
Closed date
—
DTCC Rider ID
—
Last modified
May 02, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
Reduce benefit proportionally.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner. Surviving spouse must be age 95 or younger (as of the death of deceased spouse) to continue the contract.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, benefit will be equal to contract value.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
May not be terminated.
Available when added
Automatically included at contract issue.