ED
● Active
EarningsMax Death Benefit
Jackson National Life Insurance Company
DTCC ID
—
COMPANY
Jackson National Life Insurance Company
TYPE
Variable Annuity
INCEPTION
Apr 27, 2020
Identity
Benefit name
EarningsMax Death Benefit
Internal benefit name
EarningsMax Death Benefit
Product policy type
Variable Annuity
Status
● Active
Sequence
3
Inception date
Apr 27, 2020
Closed date
—
DTCC Rider ID
—
Last modified
Apr 27, 2026
Life & Age
Based on life
Owner (or Annuitant if owner is a natural entity)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable.
Partial withdrawals
Not Applicable..
Required min distributions
Not Applicable.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit under certain conditions after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, Issuer will add 40% of earnings if issue age between 0 to 69 (25% if owner issue ages between 70 to 75) to any death benefit payable under the contract. Earnings is amount by which sum of the contract value, exceeds remaining purchase payments. If total purchase payments adjusted for withdrawals exceed contract value no earnings benefit will be paid. Earning can never be more than 250% of premiums, in a contract year, earnings are being calculated. Charges may increase by 0.05% annually on each 5th Contract Anniversary. Upon such election, no future payments will be allowed.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available when added
Only at contract issue.