GO
● Terminated
Guarantee of Principal Death Benefit
Lincoln National Life Insurance Company
DTCC ID
—
COMPANY
Lincoln National Life Insurance Company
TYPE
RILA
INCEPTION
May 20, 2024
Identity
Benefit name
Guarantee of Principal Death Benefit
Internal benefit name
Guarantee of Principal Death Benefit
Product policy type
RILA
Status
● Terminated
Sequence
2
Inception date
May 20, 2024
Closed date
Oct 13, 2025
DTCC Rider ID
—
Last modified
Nov 14, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a natural entity)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Increases benefit on a dollar for dollar basis.
Partial withdrawals
Withdrawals will reduce the death benefit proportionally.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner or annuitant, benefit will be greater of - 1) contract value, or 2) total purchase payments adjusted for withdrawals.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
May not be terminated.
Available when added
No longer available for new purchases.
Effect change ownership
The rider will terminate upon change in ownership