EE
● Terminated
Enhanced Earnings Death Benefit
RiverSource Life Insurance Company
DTCC ID
—
COMPANY
RiverSource Life Insurance Company
TYPE
Variable Annuity
INCEPTION
Aug 16, 2004
Identity
Benefit name
Enhanced Earnings Death Benefit
Internal benefit name
Enhanced Earnings Death Benefit
Product policy type
Variable Annuity
Status
● Terminated
Sequence
5
Inception date
Aug 16, 2004
Closed date
—
DTCC Rider ID
—
Last modified
Oct 16, 2025
Life & Age
Based on life
Owner
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
—
Partial withdrawals
—
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. If owner dies after first rider anniversary and EEB Death Benefit is elected in combination with MAV Death Benefit or 5-year MAV Death Benefit, Issuer will add 40% (15% if owner is of age 70 or older) of earnings to any death benefit payable under contract. Earnings at death is an amount equal to applicable death benefit minus remaining purchase payments. Earnings at death may not be less than zero and more than 250% of remaining purchase payments that are one or more years old.
Lifecycle Events
Cancellation
May be cancelled any time after election.
Termination
May be terminated 1) within 30 days of the first contract anniversary after the rider effective date 2) within 30 days of any contract anniversary beginning with the seventh contract anniversary 3) Surrender 4) Annuitization 5) Change in ownership.
Available when added
No longer available for new purchases.