● Active

Standard Death Benefit

Brighthouse Life Insurance Company

Edit

DTCC ID —

COMPANY Brighthouse Life Insurance Company

TYPE RILA

INCEPTION —

Identity

Benefit name

Standard Death Benefit

Internal benefit name

Standard Death Benefit

Company

Brighthouse Life Insurance Company

Product policy type

RILA

Status

● Active

Sequence

Inception date

—

Closed date

—

DTCC Rider ID

—

Last modified

Mar 14, 2023

Life & Age

Based on life

Owner (or Annuitant if owner is a natural entity)

Single life

Joint life

Min age

—

Max age

—

Rider select rule

Mandatory

Waiting period

—

Waiting term

—

Benefit Base

Maximum benefit base

—

Maximum benefit base %

—

With reduce benefit base

—

Subsequent premium

—

Partial withdrawals

Withdrawal will reduce Death Benefit Amount in same proportion that the withdrawal reduces the Account Value of the Shield Option(s) and Fixed Account

Required min distributions

—

Coverage Flags

Exclude premium bonus

Spousal continuation option

Yes

Spousal continuation detail

Surviving spouse may elect to continue benefit after death of owner.

State Availability

Exception flag

Available in states

—

Benefit Description

Available during accumulation phase. If owner/Annuitant's age is 81 or older at contract issue date, death benefit will be account value .The Death Benefit Amount cannot be withdrawn as a lump sum prior to the death of the Owner (or Annuitant where an Owner is a non-natural person).

Lifecycle Events

Cancellation

May not be cancelled.

Termination

Rider terminates upon earliest of 1) contract termination, 2) annuitization or 3) account value reduced to zero.

Effect change ownership

Contact Issuer for details.