EE
● Terminated
Estate Enhancer Benefit
Transamerica Life Insurance Company
DTCC ID
—
COMPANY
Transamerica Life Insurance Company
TYPE
Variable Annuity
INCEPTION
—
Identity
Benefit name
Estate Enhancer Benefit
Internal benefit name
Estate Enhancer Benefit
Product policy type
Variable Annuity
Status
● Terminated
Sequence
2
Inception date
—
Closed date
—
DTCC Rider ID
—
Last modified
Jul 29, 2025
Life & Age
Based on life
Owner
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Withdrawals will reduce benefit base by dollar-for-dollar amount.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. Upon death of owner, Issuer will add 45% of earnings (30% if owner ages between 70 to 75) to any death benefit payable under contract. Earnings are equal to contract value at death, minus contract value at rider and purchase payments made after death, plus withdrawals. If total purchase payments adjusted for withdrawals exceed contract value no earnings benefit will be paid. Rider may not be available with contract issued as QP.
Lifecycle Events
Cancellation
Once elected may not be cancelled except in state ND.
Termination
Benefit will automatically terminate upon earlier of - 1) annuitization, or 2) surrender.
Available when added
No longer available for new purchases.
Effect change ownership
Change in ownership will not change benefit base.