RO
● Active
Return Of Purchase Payment Death Benefit
American General Life Insurance Company
DTCC ID
—
COMPANY
American General Life Insurance Company
TYPE
RILA
INCEPTION
Oct 07, 2024
Identity
Benefit name
Return Of Purchase Payment Death Benefit
Internal benefit name
Return Of Purchase Payment Death Benefit
Product policy type
RILA
Status
● Active
Sequence
2
Inception date
Oct 07, 2024
Closed date
—
DTCC Rider ID
—
Last modified
Oct 27, 2025
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable
Partial withdrawals
Withdrawals will reduce benefit base in same proportion.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase , upon death of owner. The death benefit will be greater of 1) Net Purchase Payment amount; 2)Minimum withdrawal value; or 3) contract value. Purchase Payment amount is equal to the sum of all initial purchase payments plus additional purchase payments reduced for withdrawals. Minimum withdrawal value is Minimum surrender value.
Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Terminates upon Annuitization.
Available when added
Only at contract issue.