Accidental Death Benefit

The Accidental Death Benefit is an extra payment that you can choose when you first apply for the contract. It’s paid in addition to any other death benefits if you die due to an accident. Not Available with IRA. If selected The benefit will be the lesser of(1) The Contract Value (2) $250,000. Conditions for Accidental Death Benefit -1)must die from injuries 2)Death must occur before the Contract Anniversary following your 75th birthday. 3)Death must happen within 365 days of the accident. 4)benefit does not apply to the death of a surviving joint owner.