Beacon Data Entry
EstatePlus Benefit
⌘K
EB
● Terminated

EstatePlus Benefit

American General Life Insurance Company
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DTCC ID —
COMPANY American General Life Insurance Company
TYPE Variable Annuity
INCEPTION Feb 08, 1993
Identity
Benefit name
EstatePlus Benefit
Internal benefit name
EstatePlus Benefit
Company
American General Life Insurance Company
Product policy type
Variable Annuity
Status
● Terminated
Sequence
3
Inception date
Feb 08, 1993
Closed date
Apr 30, 2008
DTCC Rider ID
—
Last modified
Jun 26, 2025
Life & Age
Based on life
Owner
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Optional
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent purchase payment will increase benefit base by dollar-for-dollar amount.
Partial withdrawals
Issuer will recalculate benefit base upon partial withdrawal.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Spouse can continue the EstatePlus benefit if aged 80 or younger on the Continuation Date. If older, they may only continue the contract without EstatePlus.
State Availability
Exception flag
No
Available in states
—
Benefit Description

EstatePlus is an optional earnings enhancement benefit designed to increase the death benefit if there are earnings in the contract at the time of death. This benefit is not available for individuals aged 81 or older and cannot be elected in Washington. For Contracts Issued Before Age 70 - 1) years 0-4: EstatePlus Percentage: 25% of Earnings ,Maximum EstatePlus Benefit: 40% of Net Purchase Payments. 2) Years 5-9 : EstatePlus Percentage: 40% of Earnings , Maximum EstatePlus Benefit: 65% of Net Purchase Payments 3) years 10 Plus -EstatePlus Percentage: 50% of Earnings Maximum EstatePlus Benefit: 75% of Net Purchase Payments For Contracts Issued Between Ages 70 and 81:All Contract Years:EstatePlus Percentage: 25% of EarningsMaximum EstatePlus Benefit: 40% of Net Purchase Payments

Lifecycle Events
Cancellation
Once elected may not be cancelled.
Termination
Once elected may not be terminated.
Available when added
No longer available for new purchases.