SD
● Active
Standard Death Benefit
Transamerica Financial Life Insurance Company
DTCC ID
—
COMPANY
Transamerica Financial Life Insurance Company
TYPE
RILA
INCEPTION
Nov 25, 2024
Identity
Benefit name
Standard Death Benefit
Internal benefit name
Standard Death Benefit
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Nov 25, 2024
Closed date
—
DTCC Rider ID
—
Last modified
May 05, 2026
Life & Age
Based on life
Owner and Annuitant
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Subsequent premium payments will increase the benefit base by dollar for dollar.
Partial withdrawals
Withdrawals will reduce the benefit base proportionately.
Required min distributions
—
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving Spouse may continue the contract.
State Availability
Exception flag
No
Available in states
—
Benefit Description
During accumulation phase, upon death of owner or annuitant, benefit will be equal to the policy value.
Lifecycle Events
Cancellation
May not be cancelled.
Termination
The rider will terminate upon the earliest of:a) Annuitization; b) Death of the Annuitant or Owner, c) Surrender of the Policy; d) termination of contract. Rider can be reinstated after termination.
Effect change ownership
Change in ownership may leads to termination of contract.