SD
● Active
Standard Death Benefit
Pacific Life Insurance Company
DTCC ID
—
COMPANY
Pacific Life Insurance Company
TYPE
RILA
INCEPTION
Jul 28, 2025
Identity
Benefit name
Standard Death Benefit
Internal benefit name
Standard Death Benefit
Company
Product policy type
RILA
Status
● Active
Sequence
1
Inception date
Jul 28, 2025
Closed date
—
DTCC Rider ID
—
Last modified
May 04, 2026
Life & Age
Based on life
Owner (or Annuitant if owner is a non-natural person)
Single life
No
Joint life
No
Min age
—
Max age
—
Rider select rule
Mandatory
Waiting period
—
Waiting term
—
Benefit Base
Maximum benefit base
—
Maximum benefit base %
—
With reduce benefit base
—
Subsequent premium
Not Applicable.
Partial withdrawals
Withdrawals reduce Death Benefit Amount in same proportion that the withdrawal reduces the contract Value.
Required min distributions
None.
Coverage Flags
Exclude premium bonus
No
Spousal continuation option
Yes
Spousal continuation detail
Surviving spouse may elect to continue benefit after death of owner.
State Availability
Exception flag
No
Available in states
—
Benefit Description
Available during accumulation phase. If the oldest owner or annuitant is less than or equal to 80 at contract issue then upon death of owner and for CA upon the death of first annuitant, benefit will be greater of - 1) contract value; or 2) the total adjusted purchase payments received. The Total Adjusted Purchase Payments is equal to the sum of all Purchase Payments made into the Contract, reduced by a Pro Rata Reduction for each prior withdrawal.
Lifecycle Events
Effect change ownership
Not Applicable.